Assignment 6.
Planning in Three's
By Indigo Irwin Kennedy
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These assignments are based on the book "The Wave Riders" (order here), and it does help if you have already read the book. Don't worry if you have not as you will find a lot of good information here that will help. If you missed the beginning of the online workshops here is where we started...
http://www.thewaveriders.com/newsletters/jan05.html

So far, in our assignments, we have charted our waves and determined what areas of our lives we would like to improve. Now, it is time to begin our Life Plan based on what we know about ourselves. We need to make our plan that will allow our lives to continue to move forward regardless of what mood we are fighting at the time. Good planning helps you to create a better future and helps to prevent things created by up energy, such as overspending.

I find that by splitting my resources into the Past, Present and Future that these three areas of my life begin to move forward simultaneously rather than solely being focused on the future at the cost of today. We sometimes spend all of our money or energy on yesterday's bills and today's needs that there is nothing left for the future. Without a plan, we could spend all of our days dealing with the same problems rather than moving forward.

Your assignment is to take the different areas of your life that you have listed, in assignment 5, as important in your life, and begin to make plans to improve these areas by dividing your plan into three sections: the past, the present and the future. I have included some examples below.

Finances: Divide the money coming in, into three.
· Past: Bills that you owe: credit cards, other debts.
· Present: Things that you must pay: utilities, food, shelter
· Future: A minimum of 10% of everything you receive goes to improve your future or to add security

Try dividing your financial resources into 3. By doing this your past debt is being paid, your current bills are paid and your future is becoming more secure one tiny bit at a time. I know, many people might say that they cannot afford to put anything away for the future - I say you cannot afford - NOT-to put anything away for the future and if you cannot do 1/3rd then 10% should be more do-able. That means if you get $20.00 then you put away $2.00 Ask any financial advisor and they will tell you that you must pay yourself first. This does not mean avoiding your bills - it means include yourself as one of your bills.

Yes, I know that maybe that is the difference sometimes between milk in the fridge and no milk…but your mind will find a different solution…pretend that the $2.00 does not exist! - Get the money into a secure account that you cannot easily get a hold of - your future depends on it! As you earn more money, your future savings grows at a faster pace as now you are receiving $200.00 and putting away $20.00. Another, tip (I think from Suzie Orman, financial advisor) is to never spend your change. This means that whenever you go to buy something - use bills. Change is easy to spend; breaking a bill will make you think twice. Place credit cards in a block of frozen ice that will make you slow down long enough to have to thaw out the card. Try not to make purchases on a high ride. In this state you are far too optimistic to make good purchasing decisions.

Home:
Divide your energy and time into 3 - give a little each day to all 3 areas.
The mess you created yesterday: Clean up old projects and boxes unsorted.
The cleanup you need to do daily: Keeping your environment clean can make you feel better.
What you would like for your future: improvements - plant a seed. Find a tiny area of your home, garden or balcony and think of small ways that you can make it better. If you are saving for a new home, then start cleaning through old stuff to make the move easier.

Relationships:
Past: Apologize to people that you hurt and forgive those that hurt you. Forgiving is healing - for you and not for them. They do not even have to know that you have forgiven them. Not forgiving them holds you to the past - and if what happened was painful then why would you want to stay there?

Present: People currently in your life - decide what you can do to take better care of the relationships in your life right now. Call a friend. Make regular times for visits. Look at the friends that you currently have….do they enhance your life?

Future: Decide to improve your relationships by working toward altering your work schedule to have more time with family. Perhaps you would like to attract someone into your life or to make more friends. Have you decided to make new friends that see life in a more positive way? Find clubs where like-minded people will be or take a course on a subject that interests you.

Self:
Past: Damage you have done: overeating, over partying. - Forgive yourself -let it go.

Present: Things you must do to take care each day: brush your teeth, hair - do not let depression stop you from taking care of yourself. Taking care of ourselves can help us to come back to middle faster.

Future: Create a firm plan to improve for the future: insert fitness or set up healthy recipes. Make your life plan automatic. In other words, if you have decided to set the alarm early to go for an early morning jog then do not let your mood stand in your way. Get up and get going - without thought or option. Decide that you must do it and get it done. Do not give yourself the option of backing out.

Community:
Past: Clean up anything that you created in the past.
Present: What does your community need each day?
Future: How can you improve your community?

By dividing your resources, you will find that all areas of your life begin to improve simultaneously rather than leaving one area alone to fester. These examples are some of the ways that you can begin to make your plan work by dividing your focus and resources into three - now it's your turn to start making your Life Plan. Remember to set some of these things on automatic pilot as much as possible so that they will not depend on your mood to succeed. Insert things like auto deductions from pay-cheques, friends that pick you up for workouts and dogs that force you to get out and walk.

copyright © TheWaveRiders.com™ http://www.thewaveriders.com

Yours in Faith,
Indigo Irwin Kennedy
Beyond the mind, around the heart, fill the soul.